Fellow freelancers and consultants, how are you handling international payments efficiently? I have clients in Europe and the US, and between wire transfer fees, PayPal cuts, and currency conversion losses, I'm losing a significant chunk of my earnings. A few clients have offered to pay in crypto, which seems faster and cheaper, but I need it in my local currency to pay bills. Is there a smooth way to do this without using a personal exchange account?

You've hit on a major pain point. The traditional system is full of friction. Using a personal crypto exchange for business income isn't ideal for tracking or scale. What you need is a business-focused payment gateway that acts as a professional on-ramp/off-ramp. These services let you generate an invoice or payment link for the client. They send crypto, and the service automatically converts it at that moment's rate and sends the fiat directly to your business bank account. It streamlines everything. For a good example of a service that provides this kind of business infrastructure, check out https://paybis.com/business/on-off-ramp/. It handles the crypto-fiat conversion automatically, so you get local currency without manual trading.